Dynamic pension funds: A new era for decumulation
Retirement planning has long faced a key challenge: how can savings be converted into a predictable, sustainable income that adapts to the changing needs of retirees?
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Retirement planning has long faced a key challenge: how can savings be converted into a predictable, sustainable income that adapts to the changing needs of retirees?
Artificial intelligence (AI) has moved beyond isolated tools toward becoming a foundational technology transforming organizational systems and decision-making.
At its core, pay equity is about ensuring that jobs performed primarily by women are compensated equally to jobs performed primarily by men when those jobs are of equal value within the organization.
After several years marked by labour shortages and pandemic-driven plan enhancements, organizations are now facing a sharp return to financial discipline. Inflation, lingering labour gaps in some sectors, and broader economic uncertainty are multiplying the pressures placed on group benefits budgets. As a result, benefits plans—once an area of expansion—are now under scrutiny.
ESG is no longer simply about compliance or corporate values; it is becoming a fundamental component of long-term business and investment strategy.
One year after CAPSA released its new Guideline No. 10 on Risk Management for Plan Administrators, most pension plan administrators (including administrators of DB, DC and other capital accumulation plans) have begun their journey towards compliance and are committed to formalizing or enhancing their risk management frameworks. The pace and maturity of implementation vary significantly across plans, influenced by type of plan, size, complexity of administration and of investment and funding strategies, existing governance structures and the administrator’s experience with risk oversight.
Focus on flexibility! By personalizing individual contributions and adapting ways of working, you can activate three protective factors for health and achieve optimal performance.
As organizations look ahead to 2026, the global benefits landscape continues to shift under rising cost pressures, new technology capabilities, and evolving workforce expectations. Many of the challenges that shaped the past several years—financial strain, limited HR capacity, and increasing employee needs—remain firmly in place. What is changing, and quickly, is the set of tools available to address them.
The MBWL International Global Benefits Forecast Survey offers organizations an opportunity to reflect on these dynamics, benchmark with peers, and gain insights to help guide planning for the coming year.
Longevity is more than just a statistic: it’s a determining factor in the financial health of pension plans, and estimating it can help determine the right strategies to implement.
The relative financial stability that has characterized recent decades has given way to a period of uncertainty. As inflation, volatile interest rates, and high property prices erode the purchasing power of employees and retirees, organizations are being called upon to provide broader financial support for their staff.