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Normandin Beaudry

The changes to the Quebec Prescription Drug Insurance Plan


There, in black and white

Bulletin NB Vol. 9 N. 8, June 2004

On June 14, the Board of Directors of the Régie de l’assurance maladie du Québec (RAMQ) announced the latest modifications to the Quebec Prescription Drug Insurance Plan effective on July 1, 2004.

Firstly, it is important to note that children, students, Employment Assistance recipients as well as the elderly receiving the maximum Guaranteed Income Supplement will not be affected by the modifications.

The main impacts of the modifications on the remaining insured population by the RAMQ are the following:

  • Maximum annual premium increases from $460 to $494 per adult.
  • Maximum monthly deductible increases from $9.60 to $10.25 ($115.20 to $123.00 per year) per adult.
  • Maximum coinsurance (portion of the cost paid by the insured) increases from 28.0% to 28.5%.
  • Annual maximum contribution increases from $839 to $857. The maximum contribution is the maximum amount payable by an adult, including the deductible and coinsurance, for him/herself and any dependent children.

Since private plans must offer, as a minimum, conditions as generous as the public plan, the increase of the coinsurance from 28.0% to 28.5% and the raise of the annual maximum contribution from $839 to $857 could have an impact on private plans.

Recall that the Quebec Prescription Drug Insurance Plan includes a provision allowing annual indexation of the public plan parameters on July 1 of each year.


Please feel free to contact us for additional information.

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