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Normandin Beaudry

Changes to the Quebec Prescription Drug Insurance Plan


There, in black and white

NB Bulletin Vol. 6 N. 5, June 2003

On June 11, the Minister of Health and Social Services, Philippe Couillard, announced the latest modifications to the Quebec Prescription Drug Insurance Plan effective on July 1, 2003.

Firstly, it is important to note that children, students, Employment Assistance recipients as well as the elderly receiving the maximum Guaranteed Income Supplement will not be affected by the modifications.

The main impacts of the modifications on the remaining insured population by the Régie de l'assurance maladie du Québec (RAMQ) are the following:

  • Maximum annual premium increases from $422 to $460 per adult.
  • Maximum monthly deductible increases from $9.13 to $9.60 ($109.60 to $115.20 per year) per adult.
  • Maximum coinsurance (portion of the cost paid by the insured) increases from 27.4% to 28.0%.
  • Annual maximum contribution increases from $822 to $839. The maximum contribution is the maximum amount payable by an adult, including the deductible and coinsurance, for him/herself and any dependent children.

Since private plans must offer as a minimum conditions as generous as the public plan, the increase of the coinsurance from 27.4% to 28.0% and the raise of the annual maximum contribution from $822 to $839 could also be applied by private plans.

Recall that last year, when modifications to the Quebec Prescription Drug Insurance Plan became effective, a clause for annual indexation of the public plan parameters was added to allow for the revision of these parameters on July 1 of each year. Therefore, we can expect modifications to these parameters in years to come. Finally, please note that Minister Couillard has requested a report for the end of 2003 in order to analyse more in depth the state and parameters of the plan.



Please feel free to contact us for additional information.

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