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Normandin Beaudry

2003 Bulletins

NB Bulletin Vol. 6 N. 11, December 2003
The 2004 social security programs parameters

We are pleased to inform you about the latest developments regarding the main parameters of the major social security programs to assist you in planning your 2004 budget.

NB Bulletin Vol. 6 N. 10, December 2003
The continuation of health and dental coverage in the event of long-term disability

When an employee goes on disability leave - short-term or long-term - benefits coverage can take on new dimension for the employee, and the costs of the coverage can take on new importance for the employer. How do Canadian employers handle this situation?

NB Bulletin Vol. 6, N. 9, November 2007
Direct payment cards for reimbursement

This bulletin is addressed to groups who have access to dental care coverage and a direct claims submission system by virtue of their group insurance contract.

NB Bulletin Vol. 6 N. 8, October 2003
The new exception drugs

In response to an opinion from the Conseil du Médicament, the Ministère de la Santé et des Services Sociaux du Québec has decided to transfer the Symbicort and Advair pumps for asthmatics to Québec's drug insurance plan's list of "exception drugs", as of October 1, 2003.

NB Bulletin Vol. 6 N. 7, October 2003
On Health Care Professionals' rates

We are pleased to present the results of our annual survey of the fees that are currently being charged for consultations or treatments provided by health care professionals. This survey was conducted during the month of June of this year.

NB Bulletin Vol. 6 N. 6, June 2003
The Income Tax Act

Proposed Regulations Amending the Income Tax Regulations (the "Regulations") were published in the Canada Gazette, Part I on May 17, 2003. Among the proposed amendments is a change to the rules concerning defined benefit Registered Pension Plans ("RPPs") whereby plan members are required to share in the funding of an unfunded actuarial liability.

NB Bulletin Vol. 6 N. 5, June 2003
Changes to the Quebec Prescription Drug Insurance Plan

On June 11, the Minister of Health and Social Services, Philippe Couillard, announced the latest modifications to the Quebec Prescription Drug Insurance Plan effective on July 1, 2003.

NB Bulletin Vol. 6 N. 4, May 2003
Changes to the Labour Standards Act

The adoption of Bill 143 in December 2002 introduced amendments to the Act respecting labour standards (the "Act"), with the majority of the changes taking effect on May 1, 2003. The following provisions of the Act affect pension or group insurance plans

NB Bulletin Vol. 6 N. 3, March 2003
The latest in birth control

A new drug marketed as Evra should soon be available in pharmacies. It is a contraceptive which is available only upon prescription. What is unique about this new drug is that it is the first skin patch in this category of drugs

NB Bulletin Vol. 6 N. 2, Febuary 2003
Canada Health Care System

For the past few years, Canada's health care system has been at the center of ministerial discussions. Among other things, it was the subject of various documents (the Romanow and Kirby Reports) and agreements, such that the 2003 federal budget includes provisions creating considerable additional investments in the health care sector.

NB Bulletin Vol. 6 N. 1, Febuary 2003
The budget features related to retirement savings

The February 18, 2003 federal budget proposes modifications to the Canadian retirement system: a new option at retirement for defined contribution plans (DC) as well as increases in the RRSP contribution limit, the DC limit and the defined benefit (DB) maximum pension accrual. The following table illustrates the differences between the current and the proposed limits